Real Estate Without Borders: What Latin American Investors Should Know in 2025

The Rules Have Changed, But the Opportunity Hasn’t

In 2025, investing in U.S. real estate from Latin America is easier, faster, and more strategic than ever. Thanks to digital platforms, tax-friendly structures, and international banking tools, cross-border real estate ownership is no longer reserved for the ultra-wealthy or U.S.-based expats.

But while the access has improved, the strategy still matters. Investing without borders is not just about buying property abroad—it’s about knowing how to align capital with opportunity, manage regulatory risk, and build a durable portfolio that performs through cycles.

Why U.S. Real Estate Remains Attractive in 2025

• Stability in a Volatile World: Amid inflationary pressures, currency devaluation, and political instability in parts of Latin America, U.S. real estate offers an anchor of economic stability.
• Legal Protections: The U.S. remains one of the most investor-friendly markets globally, with clear property rights, enforceable contracts, and a well-developed legal system.
• Dollar-Based Income: Rental income in U.S. dollars serves as a natural hedge against devaluation of local Latin American currencies.
• Long-Term Growth: Select U.S. metros continue to experience population growth, supply constraints, and rent increases—all favorable trends for real estate investors.

Common Misconceptions (And What to Know Instead)

Myth 1: I need to be a U.S. citizen or resident to invest.

Reality: Foreign nationals can legally own U.S. real estate. In fact, many institutional structures are designed to make it easier, including LLCs, foreign-owned entities, and private investment vehicles.

Myth 2: Taxes will erode all my returns.

Reality: With the right structure—especially using LLCs, FIRPTA planning, and tax treaties—tax exposure can be mitigated. The key is setting things up properly from the start.

Myth 3: It’s too hard to manage a property from abroad.

Reality: Direct ownership might be challenging, but private real estate funds or managed investment opportunities solve for this by handling operations, tenant relations, and compliance on your behalf.

How Latin American Investors Can Enter U.S. Real Estate in 2025

1. Understand the Legal Framework

Start by choosing the right structure. At Infinity⁹, we help investors use LLCs or limited partnerships tailored to non-U.S. owners. This avoids probate issues and helps manage U.S. estate tax exposure.

2. Choose the Right Market

Not all U.S. real estate is created equal. Focus on markets with strong fundamentals: population growth, job creation, supply limitations, and favorable regulation. Think Austin, Raleigh, and Phoenix—not just Miami or Los Angeles.

3. Build a Capital Framework

We believe every portfolio needs a capital framework: how much liquidity, how much risk, and how much return you want in each layer. This helps you invest intentionally—not emotionally.

4. Use Institutional-Quality Partners

Retail listings on Zillow are not where serious investors build wealth. Private deals, off-market opportunities, and managed investment funds offer better risk-adjusted returns. At Infinity⁹, we vet every deal with institutional discipline.

5. Stay Tax-Efficient

Coordinate with tax advisors in both countries. Withholding requirements under FIRPTA, state-level taxes, and repatriation strategies must be considered. Smart planning today avoids expensive surprises later.

Infinity⁹'s Philosophy: There Are No Bad Markets, Just Bad Strategies

We’ve helped Latin American investors move millions of dollars into U.S. real estate without friction or fear. The key is education, alignment, and execution. We’re not here to speculate on hot trends—we’re here to help build generational wealth with clarity and confidence.

Private Investing vs. Public Options: A Strategic Edge

Public real estate vehicles like REITs or ETFs offer liquidity but little control. They’re also subject to market volatility and short-term investor sentiment. By contrast, private real estate investing provides:

• More consistent income
• Less correlation to public markets
• Direct ownership (or beneficial interest)
• Custom tax and legal structuring

And perhaps most importantly: access to deals that institutions already believe in.

Your Money Doesn’t Need a Visa

Just because you live in Quito, Bogotá, or Lima doesn’t mean your capital has to. In 2025, geography is no longer a barrier—it’s an edge. The savviest investors are those who think globally and act intentionally. Real estate without borders is not a trend. It’s the new rule of capital.